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Inflation Calculator
Adjusts a price for inflation between two years using an average annual rate.
Inputs
Enter your values below.
Result
Your answer appears here.
Enter values and press Calculate — the result appears here.
How it works
The formula behind this calculator.
realValue = nominalValue / (1 + inflation)^years; realReturn = ((1+nominal)/(1+inflation)) − 1
- nominalValue
- Today's money amount
- inflation
- Annual inflation rate (%)
- years
- How many years in the future
Inflation erodes purchasing power. The Rule of 72: at 3% inflation, prices double in 24 years.
Example: 3% inflation for 20 years → $100 today = $55.40 in real terms
Ref: CPI (Consumer Price Index) is the standard measure
Tips
- 💡 Real return = nominal return − inflation. A 5% return with 3% inflation is really 2%.
- 💡 Inflation compounds. 3% inflation halves your purchasing power in ~24 years.